The principle of Integrity

Be realistic about your finances.

Overspending and debt are the main roots of much stress.


Suggestions

1. Use the “two-day rule for large purchases: Wait at least two days before you make the decision to buy any non-essential item.
2. Keep a balance book. Be mindful of your spendings. Think about the actual value of the things you are about to buy. Value as in how often you will use it and how long can you use it for.